Health Insurance

Health Insurance

There are many ways to lower your monthly cost of health insurance. The first thing to do is to speak to us about your needs and usage. There are policies with higher deductibles and higher co-pays that may be more suitable for your needs. The newest concept in health insurance are the HSAs: Health Insurance Savings Accounts which offer tax advantages. Ask us about these and more.

Some questions we can discuss with you regarding the type of health insurance you need:
- What are you looking for in a plan?
- Do you use the doctor more than 1-2x annually, and do you use any specialists?
- Do you have health issues?
- Do you take prescription medications?
- Do you want to be covered for catastrophic illnesses and accidents?

Companies We Carry for Health Insurance
- Aetna
- United Health One
- Assurant Health
- Spirit Dental
- Blue Cross Keystone Health Plan East

HMO vs. PPO
We can assess your needs and decide which is better for you. An HMO might be better if you have existing health issues, a PPO requires no referrerals. The best way is to contact us and we can talk to you about different options.

Applications
We can have you fill out a paper application, or you can fill them out online on our quotes page. Please allow 2-3 weeks for processing.

We take the time to talk to our clients. If you have any questions, please contact us.